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In brief, you should know the following about us: Our company was established in 1988 and has been responsible for providing insurance and financial services in Arizona and New Mexico ever since. Our specialty is in the area of Individual Insurance Planning and Employee Benefit Plans. Our regular customers particularly value our expertise, sincerity and hard work.

KLB Insurance & Financial Services is located at 405 N. Beaver St. Suite #8 Flagstaff, AZ 86001. Hours are by appointment only.

The Health Insurance Marketplace is Open.

Here at KLB Insurance we are ready to help you. Leslie Barton is certified by the Centers for Medicare and Medicaid Services to assist people with purchasing health insurance through the Health Insurance Marketplace or directly through a medical insurance company. Leslie has the expertise and valuable experience to aid you in navigating the market place, purchasing health insurance through the market place and obtaining a federal premium subsidy to help pay for your insurance if you qualify.

The Patient Protection and Affordable Care Act

We know many of you have questions about what the health care reform legislation contains and how it will impact you. We are working hard to provide you with the information and tools you need to better understand the changes and how together we will move forward.

Get In Touch

Ready to connect? Have a few questions?

Please contact our office directly to schedule an appointment.

leslie@klbinsurance.net (928) 774-8106

Important 2016 Marketplace Deadlines

  • November 1, 2015: Open Enrollment starts — first day you can enroll in a 2016 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2016.
  • December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016.
  • January 1, 2016: 2016 coverage starts for those who enroll or cahnge plans by December 15.
  • January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016.
  • January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.

If you don’t enroll in a 2016 health insurance plan by January 31, 2016, you can’t enroll in a health insurance plan for 2016 unless you qualify for a Special Enrollment Period