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In brief, you should know the following about us: Our company was established in 1988 and has been responsible for providing insurance and financial services in Arizona and New Mexico ever since. Our specialty is in the area of Individual Insurance Planning and Employee Benefit Plans. Our regular customers particularly value our expertise, sincerity and hard work.

KLB Insurance & Financial Services is located at 405 N. Beaver St. Suite #8 Flagstaff, AZ 86001. Hours are by appointment only.

Health Insurance and The Health Insurance Marketplace.

Here at KLB Insurance we are ready to help you. Leslie Barton is certified by the Centers for Medicare and Medicaid Services to assist people with purchasing health insurance through the Health Insurance Marketplace or directly through a medical insurance company. Leslie has the expertise and valuable experience to aid you in navigating the market place, purchasing health insurance through the market place and obtaining a federal premium subsidy to help pay for your insurance if you qualify.

The Patient Protection and Affordable Care Act

We know many of you have questions about what the health care reform legislation contains and how it will impact you. We are working hard to provide you with the information and tools you need to better understand the changes and how together we will move forward.

Get In Touch

Ready to connect? Have a few questions?

Please contact our office directly to schedule an appointment.

leslie@klbinsurance.net (928) 774-8106

What to know about 2015 taxes and your health insurance.

As you begin to gather the information you need to file your taxes, it’s important to remember that information about your health coverage is now a part of the tax filing process.

If you enrolled in Marketplace health coverage in 2015, you’ll soon get an important tax document in the mail, called Form 1095-A. Your 1095-A includes information you need in order to complete your 2015 federal income tax return. You should wait to file your income tax return until you receive this document in the mail.

Remember, the fee for not having coverage is increasing again this year. If you go without health coverage in 2016, the fee you’ll have to pay next year will increase to $695 or 2.5 percent of your income — whichever is higher.